Motability

Motability is a national UK-based charity (registered charity no: 299745), set up on the initiative of the Government in 1977, to assist disabled people with their mobility needs. Motability direct and oversee the Motability Scheme which enables disabled people to obtain a car, powered wheelchair or scooter simply by using their government-funded mobility allowances.

According to Motability, in the UK, over 1.7 million disabled people qualify for the Higher Rate Mobility Component of Disability Living Allowance and over 16,000 qualify for the War Pensioners’ Mobility Supplement. Currently, some 450,000 disabled people have chosen to have their allowances paid to the Scheme to meet the cost of having a car, powered wheelchair or scooter through contract hire or hire purchase schemes. It is successful, simple and well worth a look!

How the scheme works

The Motability Scheme offer a means of leasing or buying a car if you’re getting the War Pensioners’ Mobility Supplement or the higher rate of the mobility component of Disability Living Allowance (DLA). Even if you don’t drive, you can apply for a car as a passenger and propose two other people as your drivers. In other words a parent/carer of a child, aged three or over and who is entitled to the higher rate mobility component of Disability Living Allowance, can qualify for the scheme.

Contract hire

Through the contract hire scheme you can lease a new car supplied by a Motability Accredited dealer (and most of the leading car dealers in the UK take part in the scheme) for at least three years. Comprehensive insurance, routine servicing and breakdown assistance are included. You will need to pay for the fitting and removal of any adaptations.

You can apply if you have 12 months or more of your Disability Living Allowance ‘award’ remaining. If your award is not renewed during the full length of your chosen scheme, your car will need to be returned.

At the end of the period, the car is returned to Motability Operations who operate the car schemes under contract to Motability.

Hire purchase

Hire purchase enables you to buy the car you want and this can be a new or used car. You are responsible for negotiating the purchase price of the car with the dealer and arranging insurance cover. At the end of the hire purchase agreement – which can be between two to five years – you will own the car.

Powered wheelchairs or scooters

Motability also offers a hire purchase scheme for powered wheelchairs or scooters.

Financial help and VAT relief

If money is a problem when financing the car or adaptations, Motability may be able to provide a grant through their own charitable fund or the Specialised Vehicle Funds, which they administer for the government.

Disabled people don’t have to pay VAT on the cost of hiring a car through the Motability Scheme. The cost of any work involved in adapting a vehicle for a disabled person is also eligible for VAT relief.

To find out more about the Motability Scheme, contact Motability on the numbers below, or visit the Motability website.

Telephone: 0845 4564 566

Textphone: 01279 632 273

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